Terms of Service

By accessing and using ToolsHub ("we," "our," or "us"), you accept and agree to be bound by the terms and provision of this agreement. If you do not agree to abide by the above, please do not use this service.

ToolsHub provides free online calculators and tools including but not limited to loan calculators, EMI calculators, age calculators, BMI calculators, percentage calculators, currency converters, savings calculators, and password generators.

• All tools and calculators are provided free of charge
• No registration or account creation is required
• Tools are available 24/7 subject to maintenance and updates
• We reserve the right to modify or discontinue any tool without notice

You agree to use our services only for lawful purposes and in accordance with these Terms. You agree not to:

• Use the service for any unlawful purpose or to solicit others to perform unlawful acts
• Violate any international, federal, provincial, or state regulations, rules, laws, or local ordinances
• Infringe upon or violate our intellectual property rights or the intellectual property rights of others
• Harass, abuse, insult, harm, defame, slander, disparage, intimidate, or discriminate
• Submit false or misleading information
• Upload viruses or any other type of malicious code
• Spam, phish, pharm, pretext, spider, crawl, or scrape
• Use the service for any obscene or immoral purpose
• Interfere with or circumvent the security features of the service

While we strive to provide accurate calculations and information, we make no warranties or representations about the accuracy, reliability, completeness, or timeliness of the content, software, text, graphics, links, or communications provided on or through the use of ToolsHub.

• All calculations are provided for informational purposes only
• Results should not be considered as professional financial, legal, or medical advice
• Users should verify all calculations independently
• We recommend consulting with qualified professionals for important decisions

The information on this website is provided on an "as is" basis. To the fullest extent permitted by law, this Company:

• Excludes all representations and warranties relating to this website and its contents or which is or may be provided by any affiliates or any other third party
• Excludes all liability for damages arising out of or in connection with your use of this website
• Makes no warranty that the service will be uninterrupted, timely, secure, or error-free
• Makes no warranty as to the results that may be obtained from the use of the service

In no event shall ToolsHub, nor its directors, employees, partners, agents, suppliers, or affiliates, be liable for any indirect, incidental, punitive, consequential, or special damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from:

• Your use or inability to use the service
• Any unauthorized access to or use of our servers and/or any personal information stored therein
• Any interruption or cessation of transmission to or from the service
• Any bugs, viruses, trojan horses, or the like that may be transmitted through the service
• Any errors or omissions in any content or for any loss or damage incurred

The service and its original content, features, and functionality are and will remain the exclusive property of ToolsHub and its licensors. The service is protected by copyright, trademark, and other laws. Our trademarks and trade dress may not be used in connection with any product or service without our prior written consent.

Your privacy is important to us. Please review our Privacy Policy, which also governs your use of the service, to understand our practices. Our Privacy Policy is incorporated into these Terms of Service by reference.

Our website displays advertisements through Google AdSense and other advertising networks. We do not control the content of these advertisements and are not responsible for the products or services advertised. Clicking on advertisements may redirect you to third-party websites.

We may terminate or suspend your access immediately, without prior notice or liability, for any reason whatsoever, including without limitation if you breach the Terms. Upon termination, your right to use the service will cease immediately.

These Terms shall be interpreted and governed by the laws of [Your Jurisdiction], without regard to its conflict of law provisions. Our failure to enforce any right or provision of these Terms will not be considered a waiver of those rights.

We reserve the right, at our sole discretion, to modify or replace these Terms at any time. If a revision is material, we will try to provide at least 30 days notice prior to any new terms taking effect. What constitutes a material change will be determined at our sole discretion.

If you have any questions about these Terms of Service, please contact us:

• Email: legal@toolshub.com
• Contact Form: Available on our Contact page
• Address: [Your Business Address]